body {
    padding: 0;
    margin: 0;
    background: #ffffff;
    font-family: 'Lato', serif !important;
}

.footer {
    width: 100%;
    background: #153168;
    margin: 40px 0px 0px 0px;
    padding: 80px 0px 80px 0px;
}

.footer p {
    color: #ffffff;
    font-weight: 300;
    font-size: 12px;
    line-height: 18px;
}

.footer a {
    color: #ffffff !important;
    text-decoration: none;
}

.left {
    float: left;
    clear: right;
}

.clear {
    margin-bottom: 0px;
    clear: both;
}

.center {
    margin: 0px auto 0px auto;
    text-align: center;
}

.columns.nopadding {
    padding-left: 0;
    padding-right: 0;
}

.row.toppadding {
    padding-top: 30px;
    padding-bottom: 30px;
}

.date-01 {
    font-size: 10px;
    color: #7f7f7f;
    margin: 10px 0px 10px 0px;
    padding: 0px 0px 0px 0px;
    text-align: center !important;
}

.date-02 {
    font-size: 10px;
    color: #a8a8a8;
    margin: -10px 0px 10px 0px;
    padding: 0px 0px 0px 0px;
}

.bottom-underline {
    border-bottom: 4px solid #4d4973;
    width: auto;
}

.border-top {
    border-top: 1px solid #e0e0e0;
    padding: 10px 0px 0px 0px;
    margin: 0px;
}

.border-btm {
    border-bottom: 1px solid #e0e0e0;
    padding: 0px 0px 30px 0px;
}



/*************** Large Screens ****************/
.logo-bar {
    width: 100%;
    margin: 0px 0px 50px 0px;
    padding: 10px 20px 10px 20px;
    background-color: #FFFFFF;
    border-bottom: 1px solid #e3e3e3;
}

.logo-bar h1 {
    margin: 0px 0px 0px 0px;
    padding: 0px 0px 0px 0px;
    font-size: 26px;
    color: #414141;
}

.logo-bar span {
    font-weight: 600;
    color: #f2794f;
}

.logo-bar a {
    text-decoration: none !important;
}

.logo {
    margin: 0;
    padding: 0;
    height: 45px;
}


.top-advert {
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 40px 0px;
}

.side-advert {
    padding: 0px 0px 0px 0px;
    margin: 20px 0px 0px 0px;
    border: 1px solid #cccccc;
}

.main-info-left {
    width: 100%;
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 0px 0px;
}

.main-info-left img {
    padding: 0px 0px 0px 0px;
    margin: 10px 0px 10px 0px;
}

.main-info-left h1 {
    font-family: 'Lora', serif !important;
    padding: 0px 0px 0px 0px;
    margin: 10px 0px 10px 0px;
    color: #000000;
    font-size: 35px;
    font-weight: 300;
    line-height: 36px;
}

.main-info-left h2 {
    padding: 0px 0px 0px 0px;
    margin: 40px 0px 10px 0px;
    color: #4d4774;
    font-size: 22px;
    font-weight: 600;
    line-height: 26px;
}

.main-info-left h3 {
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 10px 0px;
    color: #000000;
    font-size: 16px;
    font-weight: 400;
    line-height: 26px;
}

.main-info-left p {
    padding: 0px 0px 0px 0px;
    margin: 10px 0px 10px 0px;
    color: #000000;
    font-size: 16px;
    font-weight: 100;
    line-height: 26px;
}

.main-info-left a {
    text-decoration: underline;
    color: #50aeeb !important;
    font-weight: 800;
}

.main-info-left ul {
    margin: 10px 0px 0px 0px;
    padding: 0px 0px 0px 0px;
}

.main-info-left li {
    margin: 8px 0px 0px 0px;
    padding: 0px 10px 0px 0px;
    list-style-position: inside;
}

.main-info-left ol.m {
    list-style-type: lower-latin;
}

.left-sm {
    height: 100%;
}

.main-info-left-para ul {
    margin: 0px 0px 0px 0px !important;
    padding: 0px 0px 0px 0px;
}

.main-info-left-para li {
    margin: 10px 0px 0px 40px !important;
    padding: 0px 0px 0px 0px;
    font-size: 15px;
    font-weight: 100;
    line-height: 23px;
}

.secondary-link {
    color: #40d5c7 !important;
    text-decoration: none !important;
}

.card-image {
    width: 300px;
    margin: 0px 0px 0px 0px;
    padding: 0px 20px 0px 0px !important;
}

.main-info-left .button {
    margin: 20px 0px 0px 0px;
    font-weight: 400;
}

.advert-dis {
    font-size: 12px;
    margin: 0px 0px 40px 0px;
    padding: 0;
}




.main-hub {
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 0px 0px;
}

.main-hub h1 {
    font-family: 'Lora', serif !important;
    padding: 0px 0px 0px 0px;
    margin: 10px 0px 10px 0px;
    color: #153168;
    font-size: 35px;
    font-weight: 300;
    line-height: 36px;
}

.main-hub h2 {
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 10px 0px;
    color: #000000;
    font-size: 18px;
    font-weight: 400;
    line-height: 26px;
}


.hubbox {
    margin: 40px 0px 0px 0px;
    padding: 0px 0px 0px 0px;
}

.hubbox-wrap {
    margin: 0px 0px 30px 0px;
    padding: 0px 0px 0px 0px;
    border: 1px solid #c2c2c2;
}

.sec-04 a {
    text-decoration: none;
}



.sec-04 img {
    margin: 0px 0px 0px 0px;
    padding: 0px 0px 0px 0px;
    text-align: center;
}

.sec-04-img {
    display: block;
    width: 100%;
    height: auto;
}

.sec-04-wrap {
    position: relative;
    width: 100%;
}

.sec-04-overlay {
    position: absolute;
    top: 0;
    bottom: 0;
    left: 0;
    right: 0;
    height: 100%;
    width: 100%;
    opacity: 0;
    transition: .5s ease;
    background-color: #40d5c7;
}

.sec-04-wrap:hover .sec-04-overlay {
    opacity: 0.8;
}

.sec-04-text {
    color: white;
    font-size: 20px;
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    -ms-transform: translate(-50%, -50%);
    text-align: center;
}

.hub-box-lw {
    min-height: 110px;
    background: #ffffff;
    padding: 10px 10px;
    margin: 0px 0px 0px 0px;
}

.hub-box-lw h1 {
    font-family: 'Lora', serif !important;
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 0px 0px;
    color: #353535 !important;
    font-size: 18px;
    font-weight: 600;
    line-height: 20px;
}

.hub-box-lw p {
    padding: 0px 0px 0px 0px;
    margin: 5px 0px 0px 0px;
    color: #353535;
    font-size: 16px;
    font-weight: 400;
    line-height: 20px;
}

.hub-box-lw a:hover {
    color: #50aeeb;
    transition: .5s ease;
    text-decoration: none !important;
}

.hub-box-lw a {
    text-decoration: none;
}

.reg-box-2 {
    margin: 50px 0px 0px 0px;
    padding: 20px 0px 20px 0px;
}

.reg-box-2 h1 {
    font-family: 'Lora', serif !important;
    color: #000000;
    font-size: 17px;
    line-height: 18px;
    font-weight: 300;
    padding: 0px;
    margin: 0px 0px 8px 0px;
}

.reg-box-2 h2 {
    font-size: 40px;
    color: #ffffff;
    text-align: center;
    line-height: 30px;
    margin: 0px 0px 0px 0px;
    padding: 10px 0px 10px 0px;
}

.reg-box-2 p {
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 0px 0px;
    color: #FFFFFF;
    font-size: 12px;
    font-weight: 100;
    line-height: 15px;
    text-align: center;
}

.reg-box-2 label {
    font-size: 13px;
    margin: 5px 0px 5px 0px;
    padding: 0;
    font-weight: 300;
    color: #000000;
}

.reg-box-2 input {
    background: #ebebeb;
    border: none;
}

.opt-in-2 {
    font-size: 11px;
    line-height: 18px;
    color: #000000;
    font-weight: 100;
    margin: 0px 0px 5px 0px;
    padding: 0px 0px 0px 0px;
}

.opt-in-2 a {
    color: #50aeeb !important;
    text-decoration: none;
}

.opt-in-2 a:link {
    color: #000000;
    border-bottom: none;
}

.opt-in-2 a:visited {
    color: #000000;
    border-bottom: none;
}

.opt-in-2 a:hover {
    color: #000000;

}


.main-info-right {
    width: 100%;
    padding: 0px 0px 0px 0px;
    margin: 0px 0px 0px 0px;
}

.main-info-right h3 {
    font-size: 18px;
    text-transform: uppercase;
    color: #213d82;
    text-align: center;
    font-weight: 800;
    margin: 20px 0px 0px 0px;
    padding: 0px 0px 0px 0px;
}

.main-info-right-box {
    margin: 20px 0px 0px 0px;
    padding: 0px 0px 10px 0px;
    background: #ebebeb;
    text-align: center;
}

.main-info-right-box img {
    display: block;
    margin: 0px 0px 0px 0px;
    padding: 0px 0px 10px 0px;
}

.main-info-right-box p {
    font-family: 'Lora', serif !important;
    padding: 0px 20px 0px 20px;
    margin: 0px 0px 0px 0px;
    color: #000000;
    font-size: 14px;
    font-weight: 300;
    line-height: 17px;
    text-align: center;
}

.main-info-right-box h4 {
    font-size: 15px;
    text-transform: uppercase;
    color: #7d7d7d;
    text-align: center;
    font-weight: 800;
    margin: 20px 0px 20px 0px;
    padding: 0px 0px 0px 0px;
}

.main-info-right-box a {
    text-decoration: none;
    color: #000000;
}

.main-info-right-box a:hover {
    text-decoration: underline;
    color: #50aeeb;
}

.article-info {
    color: #7f7f7f;
    font-size: 14px;
    padding: 0px 0px 0px 0px;
}

.photo-author {
    height: 40px;
    width: 40px;
    margin: 0px 0px 0px 0px;
}

.article-author {
    color: #50aeeb;
    font-weight: 700;
    margin-right: 8px;
}


.banner-info-box {
    margin: 20px 0px 0px 0px;
    padding: 10px 10px 10px 10px;
    background: #ebebeb;
    text-align: center;
}

.banner-info-box h2 {
    margin: 0px 0px 10px 0px;
    padding: 0px 0px 0px 0px;
    color: #2a2a2a;
    font-family: 'Lora', serif !important;
    font-weight: 800;
    text-align: left;
    font-size: 12px;
}

.banner-info-box-inner {
    margin: 0px 0px 10px 0px;
    padding: 10px 10px 10px 10px;
    background: #ffffff;
    text-align: center;
    box-shadow: 0px 0px 5px #b0b0b0;
}

.banner-info-box-inner h3 {
    margin: -3px 0px 3px 0px;
    padding: 0px 0px 0px 0px;
    color: #2a2a2a;
    font-family: 'Lora', serif !important;
    font-weight: 800;
    text-align: left;
    font-size: 16px;
    line-height: 16px;
}

.banner-info-box-inner img {
    margin: 0;
    display: block;
}

.banner-info-box-inner button {
    font-size: 13px;
    padding: 5px 10px!important;
    margin: 0;
    text-align: center;
}

.btn-arrow {
    width: 6px;
    text-align: center;
}


.banner-btn {
    cursor:pointer;
    vertical-align:middle;
    text-align: center;
    transition: 0.2s;
}

.banner-btn:hover {
    border: 3px solid #50aeeb;
    transform: scale(1.02);
}
.name a{
    cursor: pointer;
}
/*************** Medium Screens ****************/
@media screen and (min-width: 40em) and (max-width: 63.9375em) {
    .hub-box-lw {
        min-height: 130px;
        background: #ffffff;
        padding: 10px 10px;
        margin: 0px 0px 0px 0px;
    }


    .banner-info-box-inner {
        margin: 0px 0px 10px 0px;
        padding: 10px 10px 10px 10px;
        background: #ffffff;
        text-align: center;
        box-shadow: 0px 0px 5px #b0b0b0;
    }
    
    .banner-info-box-inner h3 {
        margin: 3px 0px 3px 0px;
        padding: 0px 0px 0px 0px;
        color: #2a2a2a;
        font-family: 'Lora', serif !important;
        font-weight: 800;
        text-align: center;
        font-size: 16px;
        line-height: 16px;
    }
    
    
    .banner-info-box-inner button {
        font-size: 10px;
        padding: 5px 10px!important;
        margin: 0;
    }

}






/*************** Small Screens ****************/
@media only screen and (max-width: 40em) {

    /* max-width 640px, mobile-only styles, use when QAing mobile issues */
    .logo {
        margin: 0;
        padding: 0;
        width: 200px;
    }

    .main-info-left h1 {
        font-family: 'Lora', serif !important;
        padding: 0px 0px 0px 0px;
        margin: 10px 0px 10px 0px;
        color: #000000;
        font-size: 22px;
        font-weight: 300;
        line-height: 24px;
    }

    .advert-dis {
        font-size: 12px;
        margin: -20px 0px 20px 0px;
        padding: 0;
    }

    .left-sm {
        height: 30px;
    }

    .logo-bar {
        width: 100%;
        margin: 0px 0px 20px 0px;
        padding: 10px 20px 10px 20px;
        background-color: #FFFFFF;
        border-bottom: 1px solid #e3e3e3;
    }


    .banner-info-box-inner {
        margin: 0px 0px 10px 0px;
        padding: 10px 10px 10px 10px;
        background: #ffffff;
        text-align: center;
        box-shadow: 0px 0px 5px #b0b0b0;
    }
    
    .banner-info-box-inner h3 {
        margin: 3px 0px 3px 0px;
        padding: 0px 0px 0px 0px;
        color: #2a2a2a;
        font-family: 'Lora', serif !important;
        font-weight: 800;
        text-align: center;
        font-size: 16px;
        line-height: 16px;
    }
    
    
    .banner-info-box-inner button {
        font-size: 10px;
        padding: 5px 10px!important;
        margin: 0;
    }
}